Website Disclaimer

Important notice

Information is general and may not suit every person or circumstance.

Users should obtain independent professional advice before making financial, legal, tax, or other significant decisions.

Effective date: Effective from October 27, 2026

This disclaimer explains the limits that apply to materials published by the Company on Neadzeplerdyar. It should be read with the website’s terms, privacy documents, and any specific notices attached to particular content.

General notice

The website and its materials are provided for general information and discussion. They are not a substitute for independent professional advice, document review, or consideration of a person’s circumstances. The Company does not assess whether any information is suitable for a particular user. Users remain responsible for evaluating information before acting and for obtaining advice appropriate to their situation.

Liability limitations

To the extent permitted by law, the following limitations apply to use of the website and reliance on its materials.

  • The Company is not responsible for decisions made solely from general website content without appropriate independent consideration.
  • The Company does not accept responsibility for interruptions, technical faults, unavailable material, malware, or events outside reasonable control.
  • The Company does not warrant that website content will be complete, current, compatible with every device, or suitable for every purpose.
  • Nothing in this disclaimer excludes, restricts, or modifies liability where doing so would contravene applicable Australian law.

Content accuracy

The Company aims to keep website materials accurate, current, and understandable. However, information may contain omissions, outdated references, or errors, and circumstances can change after publication. No representation is made that every statement is complete, suitable, or current for each user. The Company may correct or revise content without prior notice.

Professional advice

Website materials do not replace advice from a suitably qualified financial, legal, tax, or other professional. The appropriate adviser depends on the question, product, jurisdiction, and personal circumstances involved.

External resources

The website may refer to external websites or resources for convenience. The Company does not control their content, availability, privacy practices, security, or accuracy. A reference does not constitute endorsement, sponsorship, or approval. Users should review the terms and privacy notices applicable to any external website before relying on its material.

No outcome promise

The Company makes no promise about any financial, personal, or other result arising from use of the website or consideration of its materials. Individual circumstances, timing, decisions, fees, and external events may affect outcomes.

Outcomes may differ

Any examples, illustrations, descriptions, or discussions are provided to explain concepts only. They are not forecasts, typical results, or evidence that a particular outcome will occur. Outcomes may differ substantially between users.

Financial information notice

Financial information on this website is general in nature and is not prepared for a particular person, objective, or financial circumstance.

Information does not constitute personal financial advice, a recommendation, an offer, or an invitation to acquire or dispose of a financial product.
Financial decisions should consider personal circumstances, objectives, costs, fees, applicable APR rates, repayment terms, and relevant product documentation.
Financial products and decisions may involve uncertainty, changes in value, fees, obligations, or loss. Earlier outcomes do not predict later outcomes.

Governing law

The website is operated for an Australian audience and is subject to applicable Australian legal requirements.

Indemnity

To the extent permitted by law, the user agrees to consider the Company, its personnel, and associated service providers harmless from claims arising from misuse of the website, reliance on unsuitable information, breach of applicable terms, or unlawful conduct. This clause does not exclude rights that cannot lawfully be excluded.

Severability

If a provision of this disclaimer is found invalid, unlawful, or unenforceable, it will be read down or removed only to the extent necessary. The remaining provisions will continue to operate, subject to applicable law.

Changes

The Company may amend this disclaimer to reflect changes in website functions, content, business operations, or legal requirements. The revised version will display a new update date. Continued website use after publication may indicate acceptance, subject to rights that cannot legally be waived.

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