Website materials are provided for general information and may not suit every person or circumstance. They do not replace independent professional advice, and users remain responsible for assessing information before making decisions based on it.

The Company may suspend, restrict, change, or withdraw website features or access where reasonably necessary for maintenance, security, legal compliance, operational reasons, or protection of users and the Company.

To the extent permitted by applicable law, the Company is not responsible for losses arising from reliance on unsuitable website information, interruptions, technical faults, or events outside reasonable control. Non-excludable rights remain unaffected.

The Company may update these terms when website functions, services, operations, or legal requirements change. The revised version will display an updated date, and continued use may be subject to the revised terms where legally permitted.